Inbank hire purchase

Inbank hire purchase

Private persons can pay for purchases made in the online store using the Inbank hire purchase service.

Customer requirements

  • 21 to 70 years of age (included);
  • regular certifiable monthly income of at least EUR 240. Regular income includes, for example: wages, pension, maternity benefits;
  • correct prior payment behaviour and no active credit problems;
  • valid residence and work permit (for holders of an alien’s passport). Acceptable identity documents include:
    Estonian passport, Estonian alien’s passport and ID card;
  • active bank account with one of the following banks (for sending the electronic invoice): Swedbank, SEB Pank, Danske Bank, Nordea Bank (Luminor), Coop Pank, LHV.

Financing terms and conditions

  • Amount financed: EUR 150–3,000
  • Deposit starting from: EUR 0
  • Monthly contract management fee: EUR 0.9 (starting from the second instalment)
  • Contract fee: EUR 15
  • Contract period: 6–48 months
  • Annual interest rate: 14.9% on purchase price
  • Monthly instalment payment date: 12th day of the month

Ask for Inbank hire purchase by phone at +372 6728 280 or by e-mail at

Attention, this is a financial service! The annual percentage rate of charge of the hire purchase is 28.91% on the following sample terms and conditions: cost of object of contract in the case of immediate payment (net price) EUR 3,000, credit amount EUR 3,000, deposit EUR 0, contract period 48 months, fixed annual interest rate 14.9% on the purchase price, contract fee EUR 15, monthly management fee EUR 0.9, monthly instalment amount EUR 101.44, total credit amount and repayment amount EUR 4,868.81. The creditor is Inbank AS (licence No. 4.1-1/31, place of business Niine 11, Tallinn, phone 640 8080). Before concluding the contract, please read the terms and conditions carefully and, if necessary, consult an Inbank AS employee or another expert.

For additional information, contact us on working days, 10:00 - 18:00, by phone at +372 6728 280 or by e-mail at